Are you Properly Covered?
Take a good look at your auto insurance coverages, pay particular attention to your under/uninsured motorist coverage. This simple and inexpensive coverage is there to protect you from a motorist who may be uninsured or underinsured and is liable for an accident you may be involved in.
Imagine driving home from work when a car fails to stop at a stop sign and blindsides you. You are transported to the hospital and spend three days in the hospital due to injuries. After the dust settles, you find out the driver that caused this accident does not have adequate auto insurance coverage. Those medical bills will now be sent to your auto insurance carrier. Your agent informs you the policy only has the state minimum coverage for un/under insured motorist. The mandatory state limit is $25,000 per person/ $50,000 per accident. The most your company will cover for that accident is $25,000 in medical payments. You or your health insurance will foot the rest.
We recommend matching your under/uninsured liability limits to your at fault liability limits.
Your agent of choice matters. Scribner Insurance Agency has agents that help explain coverages to determine best options for you.